Scope of Cover
This insurance policy covers death or permanent disablement of the insured (main member) of the policyholder, their legally recognised spouse, parents and five biological children.
WHO IS COVERED?
- The main Member
- Spouse of the main member and up to five biological children below the age 18 years
POLICY BENEFITS
- Death or permanent disablement of main member – K10,000.00
- Death or permanent disablement of spouse – K10,000.00
- Death or permanent disablement of children – K4,500 per child
PERIOD OF COVER
The policy has a maximum period of 12 months. However, the insured can subscribe on a
monthly basis.
EXCLUSIONS
- Wilful acts
- Abuse of addictive drugs
- Involvement in criminal activities
- Participation in war
CLAIM PROCESS
Dial *115# or *488#
CLAIM SUPPORTING DOCUMENTS
- Medical report for disability claims
- Death Certificate for death claims or Post-mortem report/BID report/ Burial permit
WHO CAN MAKE A CLAIM?
Main Member or appointed next of Kin
FREQUENTLY ASKED QUESTIONS
- Can I have more than one active cover?
No. - How many times can I claim?
Up to a maximum of 7 times - What documents do I need to submit a claim?
Proof of death or medical report for permanent disability - What is the turnaround time for a claim?
Within 24 hours of full documentation of claim
DEFINITION
- Children: Biological Child of main member below the age of 18 years
- Spouse: Legally recognised spouse by law of the main member
- Permanent Disablement: Loss of appendage following an accident
- Full Documentation of Claim: Submission of either proof of death or medical report for disability claims